@one.stupid.fuck · Brandon Joe Williams - One Stupid Fuck
Saved 2026-05-15 · Posted 2025-08-23 · Status: New
Legal Tender Explained: Silence, Rejection, and Debt
See the full show that this clip comes from at: https://www.youtube.com/watch?v=AqSONXvMhOg
Sign up for the entire free Contract Killer Course at: https://onestupidfuck.com/contractkillercourse
Refusing payment doesn't always mean the debt remains. Discover why rejecting a valid attempt to pay can legally discharge the debt. 'That's all the evidence needed!' #LegalFacts #DebtDischarge #PaymentLaw #UCC3603 #PromissoryNote #FinanceLaw #MortgageTips
Content ideas (0)
No ideas generated yet. Run /instagram-sync ideate from Claude Code to create some.
Comments (15)
This is the most Jewish conversation I’ve ever heard
I paid a $10k Amex debt using this exact language from UCC 3-306(b). Yall should have seen the look on that attorney’s face lol. District Court judge was laughing by the end of the trial.
This video has gone pretty viral and there is something very obvious that you guys are missing: a Federal Reserve Note (the green paper in your wallet) is a promissory note. "Note" means "promissory note."
This absolutely works I've bought 8.4 houses this way. He's giving away secrets.
So if you offer Cash at Stadiums that say they only accept Debit or Credit cards, we can just take the merchandise as we offered a legal tender??
So in lay terms, if I write my mortgage company and say I want to send in $x in cash to pay off my loan amd they respond "no, we dont do that", my mortgage is arguably paid off?
This is true. I learned this in law school. The U.S.A. has been under bankruptcy simce the early 30's. There is a reason it says "guest check" on your restaurant tab. It's illegal for a public business to not accept a $50 or $100 bill as payment.
So wait I have a question about this, basically if I go to a store and pay cash for a product the store is selling, but they refuse me and say "we only take card" or something like that, you're saying that's illegal and I could sue them for refusing that transaction? Or does it not work that way?
businesses can set their own payment policies (cashless, card-only) before a sale (contract) starts, as legal tender primarily applies to settling debts in court, not casual purchases, though it prevents unfair discrimination.
Does this mean I can make bi-weekly payments instead of a standard mortgage payment even if the lender says they don't support it and they're obligated to remove my payment from the principal balance instead of just carrying the note and applying it at the end of the month? Or is that subject to the lending contract?
So if I attempt to pay any loan off in pennies and they deny it im loan free?
Can you do this with student loans???
How about Canada?
If I send a certain amount to a bank or landlord etc in Pennie’s and they send it back saying they can’t accept that then it’s paid off?
Is there anything can be written into the initial contract that contradicts this theory?