Comments (15)

• @dial_cole ♥ 71 2025-11-03

  If you make just one payment to that new mortgage company, you have ratified the agreement and will be liable to still pay the whole, even if they can’t produce it. Don’t make a payment till they show you your signature!!! Attorney speaking here.

• @kenoftheclan ♥ 54 2025-11-02

  There's a lot of missing Information in this video.. I'm not discrediting the information, but rather building upon it.. I discovered this two decades ago. Began to teach people and challenge the validity and whereabouts of the mortgage note. We got quite a few over the line before they realised we were about to crash and expose their system.. they began to railroad us in court and sign a "Repossession Order" against the defendant.. even though the bank never possessed it in the first place. It was your signature that created the value of the note. The note is yours, until you slide it across the table to the bank manager.. it's called a slider contract.. Under the 'Bills Of Exchange Act 1883' ~ Once payment of a debt has been effected, that debt is considered to be extinguished " So, the new bank buys your note.. They have paid the debt, without your consent. You do not have a contract with this new owner, therefore you owe this bank nothing.. There have been cases where the original bank tried to claim a debt owing. So we compelled the original bank to produce the original note that contains the wet ink signatures.. they can't do it. They cannot prove equitable title, and so the case falls short..

• @drcorybeth ♥ 24 2025-11-02

  Request through a QWR.. you don’t need discovery!

• @usinseattle ♥ 18 2025-11-02

  This happened to me. It changed hands 3-5 times (can’t recall exactly the number) in the 7 years I lived there. And yes, eventually my house foreclosed (after a job layoff) took them like 3 years to get to it: 2009 -2012. If I knew then what/who I know now!

• @kevinlwalker ♥ 7 2025-11-04

  The county, the courts, the attorneys, the “judges” (just attorneys) are all in it together. That’s why they get away with it.. it’s all fraud and a big ass RICO scheme and organized criminal enterprise.

• @house_of_markus_411 ♥ 6 2025-11-02

  @otogomes bro…everyone that does this loses their home. What are trying to sell people on here? Resolving a mortgage note issue is not a cookie cutter process simply requiring a wet ink signature. A court DOES NOT see a missing original or sale of an original note as an estoppel to foreclosure or a relinquishing of required payments/debt nor do they see it as fraud. Why? Because of assignment rights. An assignee does not need the original note to enforce the rights to collect or foreclose. #
  
  Absence of the original “wet-ink” note is not fraud by itself. Fraud requires a knowingly false material statement with intent to induce reliance; using a copy or a lost-note procedure is authorized by statute and evidence rules.
  
  A foreclosure is halted or dismissed only if the plaintiff cannot prove it is a “person entitled to enforce” the note (standing) or cannot satisfy the state’s lost-note statute and evidentiary rules. Courts regularly dismiss without prejudice for lack of standing at inception, but they do not create a per se “wet-ink” requirement.
  
  An assignee does not need the original wet-ink instrument if it proves holder status (possession of a properly endorsed note or a written assignment) or proceeds under the lost-note statute with the required proofs and protections. The mortgage follows the note.
  
  UCC 3-309 (lost instruments). A party not in possession may enforce if it proves prior entitlement, non-transfer loss, and that the instrument is destroyed or cannot be obtained; it must also prove terms and the right to enforce, with adequate protection.
  
  I thought you knew better and wouldn’t be selling remedy that has failed thousands of times in courts man. Come on.

• @politicallyhilarious ♥ 5 2025-11-03

  After I got robbed for over $100,000 in late 2007 2008, I did this exact same thing I demanded that the bank produced my wet signature and they couldn't I lived in that house for years without paying anything

• @laydeleon_1 ♥ 4 2025-11-04

  I did this with a credit card charge. I asked for proof of my signature on the purchase. They couldn't produce it so they dropped the issue and removed it from my credit report. Not sure how this helps with a home.

• @consto.1 ♥ 3 2025-11-03

  There are two all important questions. Where is the title and who holds the property rights after the loan is disputed and secondly what does that do for you long term if you want to borrow money from the bank again, will they blacklist you from mortgaging? (Thirdly if they don’t black list you, can you practically continue to process until you accrue numerous properties? Or will they require you to put down as collateral the home/s you’ve disputed and they’ll get you in the long run?)

• @3_four_s3v3n ♥ 3 2025-11-02

  Great post 👏 I have a small Question? Does this common law method work in regards to so called “auto loans” as well?

• @doring_alex ♥ 2 2025-12-06

  I feel like this video was made by people that have never and will never own a house

• @njweimaraners ♥ 2 2025-11-03

  I’m not in foreclosure, but I’d like to find out if in fact, my lender has the original wet ink document and can you let me know how to do this

• @karenlisti 2026-05-12

  Tax

• @kathrynbell136 2025-11-08

  Read the fine print of your contract before you sign it. Most now state they have the right to sell the note. And you signed it and dated it.

• @mentalrestorations 2025-11-06

  WellsFargo got me- paid directly at branch..they lost my payments and would not accept their own receipts..they targeted va loans- unfortunately i was young and didn't know how to fight properly...lost home to them