Saved 2026-05-15 · Posted 2026-01-21 · Status: New
A legal loophole to avoid capital gains tax? #tiffanydoylemortgage
Comments
(15)
@edmonddiclemente♥ 612026-01-23
I’m a CPA and all you’re doing is creating an installment sale arrangement. To defer tax on gain you have to defer receipt of installment note. The trust has to be irrevocable and the seller can’t have control of the trust assets. It can be done but it’s not without consequences.
@emtdesigner♥ 242026-01-22
I’ve been having anxiety because I’m going to get hit with a 33.30% capital gains tax amounting to over $200k in the sale of my house. I going to dig into this. Thanks for this info.
@hjrusin♥ 172026-01-22
Sure legal but complex to execute over time. Requires trust of all parties involved. For heirs its a nightmare. Read and research with lawyers who FULLY understand the process. IG always makes the law sound so simple. Not simple
@dshrose♥ 142026-01-23
How about getting the tax law changed that they don’t tax you on capital gains. How does anyone get rich and actually have tangible money to spend. Every single dollar is taxed 10-20 times over. People alway talks about using other people’s money for deals, why aren’t we using other country’s money to fund our government instead of the people’s money. Or how about we give out a lot less to other countries so we have more and the people don’t need to be taxed all the time
@c.rowles11♥ 122026-01-23
But I think if you’ve owned your home for over two years before you sell it, you don’t have to pay capital gains taxes anyway. Am I right?
@dr_bowley♥ 112026-01-23
Does not apply to publicly traded stocks, according to the irs code 453
@grabiellita♥ 82026-01-22
Different than 1031 exchange?
@sweettogs♥ 72026-01-22
An installment sale under Section 453 lets you spread recognition of capital gain over the years you actually receive the sale proceeds, rather than paying tax on the full gain in the year of sale. This can significantly smooth or defer the tax hit, subject to specific eligibility rules and exceptions. An installment sale exists when you receive at least one payment after the tax year of the sale (principal, not just interest). Not eligible - inventory/dealer property, stock/ publicly traded securities, and depreciation recapture.
@renee.amochaev♥ 32026-01-23
What are the fees for set up maintaining the trust? How are they structured?
@michepor♥ 22026-01-23
Is this in Canada?
@abdali7223♥ 22026-01-23
❤️👏
@suzy.jules♥ 22026-01-22
1031 exchange. Call ot by that rather than the trust name and more will gave neard of it. The proceeds have to be reinvested in real estate within a certain number of days before or after the sale.
@lauri_borealis♥ 12026-01-30
What if your home is already in trust?
@enna_stuart42026-02-04
What if we paid taxes on the sale of property years ago and funds went into a trust. Accountant said we needed to pay taxes and we did. Can we get it back?
@jdubs_westie2026-01-22
DST? Right?
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Comments (15)
I’m a CPA and all you’re doing is creating an installment sale arrangement. To defer tax on gain you have to defer receipt of installment note. The trust has to be irrevocable and the seller can’t have control of the trust assets. It can be done but it’s not without consequences.
I’ve been having anxiety because I’m going to get hit with a 33.30% capital gains tax amounting to over $200k in the sale of my house. I going to dig into this. Thanks for this info.
Sure legal but complex to execute over time. Requires trust of all parties involved. For heirs its a nightmare. Read and research with lawyers who FULLY understand the process. IG always makes the law sound so simple. Not simple
How about getting the tax law changed that they don’t tax you on capital gains. How does anyone get rich and actually have tangible money to spend. Every single dollar is taxed 10-20 times over. People alway talks about using other people’s money for deals, why aren’t we using other country’s money to fund our government instead of the people’s money. Or how about we give out a lot less to other countries so we have more and the people don’t need to be taxed all the time
But I think if you’ve owned your home for over two years before you sell it, you don’t have to pay capital gains taxes anyway. Am I right?
Does not apply to publicly traded stocks, according to the irs code 453
Different than 1031 exchange?
An installment sale under Section 453 lets you spread recognition of capital gain over the years you actually receive the sale proceeds, rather than paying tax on the full gain in the year of sale. This can significantly smooth or defer the tax hit, subject to specific eligibility rules and exceptions. An installment sale exists when you receive at least one payment after the tax year of the sale (principal, not just interest). Not eligible - inventory/dealer property, stock/ publicly traded securities, and depreciation recapture.
What are the fees for set up maintaining the trust? How are they structured?
Is this in Canada?
❤️👏
1031 exchange. Call ot by that rather than the trust name and more will gave neard of it. The proceeds have to be reinvested in real estate within a certain number of days before or after the sale.
What if your home is already in trust?
What if we paid taxes on the sale of property years ago and funds went into a trust. Accountant said we needed to pay taxes and we did. Can we get it back?
DST? Right?